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Real Estate Tips Financing Your Home >Home Buyers Education As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance. Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses. See All Tips In The "Financing Your Home" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

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Real Estate Trivia Q  Exactly how many islands are included in the group called the 1000 Islands? A  There are actually 1,864 islands in the 80-mile stretch in the St. Lawrence River, between Ontario, Canada and New York State. See More Real Estate Trivia >

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Michael Biton Best Value Properties 1234 West Broadway Hewlett, NY 11557 516-374-2300 Fax: 866-882-8271 michaelbiton@BestImageAgent.com www.BestValueProperties.net is brought to you by Michael Biton, real estate for Jamaica, Queens Village and St. Albans, New York Read Michael Biton's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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